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For Policyholders

Insurance built around your business.

Understand why businesses choose Komodo, the coverages we can help you explore for your industry, and how we support you if you ever need to make a claim.

3 reasons to use Komodo

Have you ever wondered
“why do I have to go through a broker?”
Now you have Komodo.

Most commercial insurance processes start with a generic form. Komodo starts with your business—then explains how its operations, contracts, people, property, and data shape the questions insurers ask.

Three reasons

Answers in minutes, not weeks.

Where traditional processes fall short

Traditional placement runs on email tag and callback windows, so a single question can wait days for a reply.

Komodo's approach

Komodo answers coverage questions the moment you ask them and keeps your conversation moving instead of stalling on a 24-hour broker wait.

By industry

Different businesses face different risks. Here are a few of the coverages we commonly help each class of business understand. Availability always depends on eligibility, underwriting, and review.

Professionals (and more)

Firms whose core exposure is the professional service they deliver to clients.

Accountants

Accountants professional liability · General liability · Cyber

Attorneys

Lawyers professional liability · General liability · Cyber

Architects

Miscellaneous professional liability · General liability · Business owner’s policy (BOP)

Asset managers

Asset manager / fund liability · Investment adviser professional liability · Directors & officers (D&O)

Consultants

Miscellaneous professional liability · General liability · Cyber

Real estate

Owners of property leased to residential or commercial tenants.

Landlords

Business owner’s policy (BOP) · General liability · Cyber

Technology

Companies that build software or hardware products.

Technology companies

software and hardware

Technology errors & omissions (Tech E&O) · Cyber · General liability

This is a starting point, not a complete list, and the classes above are a sample of the businesses we work with. Start a conversation to tell us about yours.

Claims support

We stay with you if you need to file a claim.

A claim can arrive at a stressful moment. Our role is to help you understand the process and, where authorized, to help you work with your carrier. We do not decide claims — your carrier does, under the terms of your policy — but you do not have to navigate it alone.

Understand the process

We help you make sense of what a claim involves — how notice typically works, what your carrier may ask for, and what to expect at each stage — so nothing feels like a surprise.

Know what to have ready

We can help you gather the documents and details commonly requested at first notice, such as policy information, dates, descriptions of what happened, and relevant correspondence.

Talk to a licensed broker

When your situation calls for it, you can request a licensed broker to help you understand your options and communicate with the carrier. Claim decisions and coverage determinations rest with the carrier under your policy.

Komodo provides educational information and, where authorized, insurance brokerage services. Coverage availability, claim handling, and outcomes are subject to eligibility, underwriting, policy language, and carrier determination. Read our licenses and disclosures.